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Inceo Capital Ltd is not FCA regulated and does not provide regulated advice. For investment and business purposes only.

Foreign National Buy to Let

Non-UK residents face unique challenges when securing buy-to-let property finance in the UK — but with the right support, the process can be straightforward. At Inceo Capital, we work closely with lenders who are comfortable with international clients, foreign income, and non-standard documentation.

Whether you’re investing from abroad or structuring the purchase through an offshore entity, we introduce funding options that reflect your needs. We help you navigate:

  • Currency considerations
  • Proof of income in foreign jurisdictions
  • Limited or no UK credit history
  • Overseas ID verification and AML requirements

Our service is designed to simplify the process for international buyers — acting as your representative on the ground and coordinating with lenders, legal teams, and agents to ensure a smooth transaction from start to finish.

We support a wide range of investor profiles — from individuals and limited companies to portfolio landlords and first-time investors. Our role goes beyond simply sourcing funding: we coordinate the entire process, from lender engagement to document packaging, ensuring a smoother, faster, and more structured experience.

Our lender relationships include those who accommodate complex circumstances, such as:

  • Limited company SPVs
  • First-time landlords
  • HMOs and multi-unit blocks
  • Holiday lets and serviced accommodation

We stay actively involved through every stage of your transaction, working to save you time and secure terms that match your goals.

Empowering your financial strategy

We develop & create tailored solutions

Discover non-regulated finance options through our network of lenders and intermediaries.

Buy-to-Let Finance

Investment-focused buy-to-let finance for limited companies, portfolio landlords, and overseas investors. We introduce tailored funding through specialist lenders — no regulated advice, just smarter access and full coordination.


Private Jet Finance

Discreet, competitive private jet finance for individuals and corporates. We introduce aviation lenders and coordinate the entire transaction with full confidentiality.


Bridging Loans

Need fast funding for a time-critical purchase or short-term gap? We introduce flexible bridging finance options — and manage the transaction to reduce cost, delay and stress.


Commercial Property Finance

Looking to fund a commercial acquisition, expansion, or refinance? We introduce structured property finance via lenders aligned to your strategy, and manage the process from packaging to completion.


Marine Finance

Specialist funding for vessel acquisition, upgrades or refinance. We introduce marine lenders and manage the transaction end-to-end — securely and efficiently.


Development Finance

From land to construction, we introduce development funding for residential and commercial schemes — while coordinating every stage for faster, smoother delivery.


Refurbishment Loans

Enhance or convert property with purpose-built refurbishment finance. We package and coordinate your application for a simpler, more efficient process.


Trade Finance

Support your supply chain or free up cashflow. We introduce trade finance for UK and global businesses — with streamlined coordination from start to drawdown.


Asset Finance

Acquire essential equipment or vehicles without draining working capital. We introduce tailored asset finance and coordinate all steps to completion.


Invoice Finance

Waiting on client payments? We introduce invoice finance solutions that unlock your receivables — with a process that’s fast, clear, and fully managed.


Superyacht Finance

Tailored finance solutions for new and pre-owned superyachts. We work with leading marine lenders to secure optimal terms, managing the process end-to-end for a smooth and efficient acquisition

Disclaimer

Inceo Capital is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide advice on regulated mortgage or consumer credit products. All services relate to non-regulated business and investment finance, including bridging loans, buy-to-let finance, and commercial funding. Clients requiring regulated advice will be referred to a suitably authorised firm.